Your data, safeguarded.
FNBO's privacy policy details how your personal and financial data is collected, used, and protected. It explains your rights regarding your information, the choices you have, and the measures FNBO takes to maintain data security and confidentiality.
At FNBO, protecting your personal and financial information is a core commitment. This FNBO privacy policy outlines our practices concerning the collection, use, protection, and sharing of your data. We believe it is crucial for you to understand these practices to feel secure in your relationship with us.
This policy applies to all products and services offered by FNBO, whether accessed online, through mobile applications, or in person. It serves as a guide to how we manage information that identifies you, ensuring transparency in our operations. We encourage all customers to review this document carefully to understand their rights and our responsibilities.
FNBO collects various types of information to provide you with financial services and to meet legal obligations. This includes details like your name, address, Social Security number, account balances, and transaction history. We collect this data primarily when you apply for a product, open an account, or conduct transactions.
We maintain strict safeguards to protect your information from unauthorized access or disclosure, adhering to federal and state regulations regarding data security.
FNBO respects your right to control your personal information. You have several options regarding how your data is used and shared. For instance, you can often limit the sharing of your information with our affiliates for marketing purposes or restrict certain types of information sharing with non-affiliated companies.
FNBO is dedicated to providing you with clear choices about your data. We believe in empowering you to manage your privacy settings effectively.
To exercise your privacy choices or to inquire about your specific rights under the FNBO privacy policy, please contact our customer service team. We are here to assist you with any questions or concerns you may have regarding your data protection. You can also learn more about your rights under the Gramm-Leach-Bliley Act (GLBA) which governs financial institutions' handling of customer data, by visiting the Federal Trade Commission (FTC) website.
| Data Type | Collection Method | Primary Use by FNBO | Sharing Practices |
|---|---|---|---|
| Personal Identifiers (Name, SSN) | Account applications, credit reports | Account verification, identity protection | Limited, with affiliates for operations |
| Account Balances & History | Transaction records, statements | Service provision, fraud prevention | With service providers for processing |
| Contact Information (Address, Email) | Applications, customer updates | Communication, service alerts | As required by law or for core services |
| Website Usage Data (IP address) | Cookies, web analytics | Service improvement, security monitoring | Aggregated, non-identifiable for analytics |
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